We stake our reputation on execution

Funding is often time critical, so our process is designed for efficiency and transparency. Our decision makers are involved from the start to ensure consistency throughout.

The funding should be the straightforward part

Building a business is hard. Advising on a deal is complicated. The funding behind it shouldn't add to the pressure. We built our process to give you early indication of appetite, plain terms and consistency throughout.

The process

From first call to completion

  1. Step 01

    First conversation

    What happens
    You share the proposal and the timetable
    Our commitment
    A quick view on fit, and a reason if it's a no

  2. Step 02

    Indicative terms

    What happens
    We review the information and meet management
    Our commitment
    Terms within days, with credit decision-makers at the initial meetings

  3. Step 03

    Credit approval

    What happens
    Due diligence and credit committee
    Our commitment
    Questions asked early and full transparency

  4. Step 04

    Documentation

    What happens
    Legal documents, conditions precedent
    Our commitment
    Documents proportionate to the deal size

  5. Step 05

    Completion

    What happens
    Funds drawn
    Our commitment
    Certainty of execution

  6. Step 06

    Post completion

    What happens
    Regular contact and planning for the next stage
    Our commitment
    We support our clients as partners for the long-term not just the first transaction

Technology, capital, advisers, terms

  • 01/ 04

    Faster analysis, more time with you

    We use our proprietary AI tools built for this part of the market to analyse company information quickly, from management accounts to forecasts. That shortens the time between receiving information and giving a view, and it gives our team more time to spend with borrowers and advisers. We understand the value of human experience and so every credit decision is made by people.

  • 02/ 04

    £500m lined up to lend from day one

    Ignite is backed by £500m of capital from [institutional investors]. That gives us consistent appetite: the terms we offer in the first meeting are terms we have the capital to deliver.

  • 03/ 04

    Built to fund the moments that matter

    Most of our deals come through corporate finance advisers, debt advisers and private equity investors. We'll keep you informed at every stage, respect your relationship with your client, and make commitments you can hold us to.

    For advisers

  • 04/ 04

    Consistent terms

    Our term sheets are written to be flexible, easy to understand with covenants set at levels that reflect the business's plan. If something changes our view during due diligence, you'll hear it from us straight away.

Questions

Questions about our process

How long does acquisition finance take?

Indicative terms within days of receiving the headline numbers, and completion in as little as weeks, depending on due diligence and legal work.

Who makes the credit decision?

Experienced people. Our AI tools analyse company information quickly, but every credit decision is made by the team, and the people who make it come to the first meeting.

Get in touch

Got a deal in front of you?

Send us the basics and we'll tell you quickly whether it's one for us. If it is, the people who make the credit decision will be at the first meeting.

Talk to us about a deal