Funding for founders ready for the next stage
£1m to £25m for management buyouts, shareholder buyouts, succession and growth
Building the business is the hard part
It can take years to build something profitable. When it's time to grow faster, buy a competitor or start thinking about succession, the funding should be the part you don't have to worry about. As entrepreneurs ourselves, we know what that decision involves and what founders are up against.
That’s why we lend against the strength of the business and its management team.
Moments we fund
01
Growing faster
New sites, new capacity, a bigger team or the working capital to take on a major contract or launch a new service or product.
02
Buying a competitor
Funding your first acquisition, and the ones that follow
03
Management buyouts
Helping a management team buy the business from its founder, on terms that work for both sides.
04
Shareholder buyouts
Buying out a retiring or departing shareholder so the business stays in the hands of the people running it.
05
Succession
Funding the move to the next generation of owners, whether family or management.
06
Refinancing
Replacing a facility that no longer fits how the business has grown.
What to expect
You'll meet the people who make the credit decision in the initial meetings. We'll ask for your last [3] years of accounts, current trading and your plan, and give you indicative terms within days. If it isn't one for us, we'll tell you early and explain why.
We're here for the long-term, we back vision not a single transaction.
- £1m+ EBITDA
- £1m to £25m facilities
- Strong management team
- UK business with a profitable track record
Working with your adviser
Already working with an adviser?
Many of the businesses we fund come to us through their corporate finance adviser, and we work closely with advisers across every region of the UK.
Questions
Will I have to give up equity?
No. We provide debt funding, so ownership stays with you and your shareholders. [Confirm.]
How long does it take?
Indicative terms within days. Completion depends on due diligence and legal work.
What will you need from me?
[3] years of accounts, current management accounts, a forecast and a short description of what the funding is for.
Can you fund a management buyout?
Yes. We provide £1m to £25m of senior debt for management buyouts of profitable UK businesses, at up to 4x EBITDA.
Can you fund a shareholder buyout?
Yes. We fund the purchase of a retiring or departing shareholder's stake, so ownership stays with the people running the business.
Planning the next stage?
Tell us what you're trying to do and the rough numbers. We'll tell you straight whether we can help.