£1m to £25m for proven businesses
For growth, acquisitions, ownership change and refinancing, through term loans, committed facilities and revolving credit. Here's exactly what we fund:
Ignite provides term loans, committed acquisition facilities and revolving credit of £1m to £25m to UK businesses with at least £1m of EBITDA and two years of profitable trading, at up to 4x EBITDA.
By situation
Funding by situation
01
Acquisition finance
£1m to £25m to buy a competitor, a bolt-on or a whole business, at up to 4x EBITDA.
02
Management buyout finance
Debt funding for management teams buying the business they run.
Our funding strategies
Not one size fits all: four funding strategies, each with its own specialists
The type of finance matters as much as the amount: businesses do best when they can get the kind that fits their needs and their stage of growth. That's why each of our strategies has its own specialists.
Sponsors
We fund private equity-backed buyouts, bolt-on acquisitions and buy-and-build plans in the lower mid-market. Our terms are bespoke to each and every deal.
Sponsor fundingOwner-managed businesses
We fund founders and management teams who want to grow, buy a competitor or change ownership. That includes management buyouts, shareholder buyouts and succession plans. As entrepreneurs ourselves, we know what that decision involves.
Owner-managed fundingHealthcare
We fund care, clinical and healthcare services groups through acquisitions, new sites and refinancing.
Healthcare fundingFund finance
We provide facilities to private equity and investment firms at fund, holding company or management company level.
Fund financeWhat we fund
What the funding is for
| Purpose | Typical situations |
|---|---|
| Organic growth | New sites, new capacity, a larger team, working capital for headroom to grow |
| Acquisitions | A first acquisition, bolt-ons, a buy-and-build plan backed by a committed warchest |
| Ownership change | MBOs, secondary buyouts, founder exits, shareholder buyouts, cash-outs |
| Refinancing | Replacing a facility that no longer fits, consolidating debt, resetting the structure for the next phase of growth |
Our criteria
If a business meets these, we'd like to hear about it. If it's close, call us anyway: we'll tell you quickly whether there's a way to make it work.
| Criterion | Our appetite |
|---|---|
| Facility size | £1m to £25m |
| EBITDA | £1m or more |
| Leverage | Up to 4x EBITDA |
| Location | UK businesses, in every region |
| Trading record | 2 years of profitable trading |
| Facility types | Term loans, committed facilities, revolving credit |
| Term | Up to 5 years |
What we don't fund
We don't lend to start-ups, pre-profit businesses or businesses based outside the UK. We also don't fund property development or early-stage ventures.
Think a deal fits?
Send us the headline numbers and the timetable. You'll hear back quickly, and if it's one for us, you'll have indicative terms in days.